In Historic
Downtown Sanford
134 North Steele Street
Sanford, NC 27330
Phone: 919-718-0416
Fax: 919-718-0683
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Glossary of Terms
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File-and-Use Rating Laws - State-based laws which permit insurers to adopt new rates without the prior approval of the insurance department. Usually insurers submit their new rates with supporting statistical data.
Financing Entity - Provides money for purchases.
Floater - A separate policy available to cover the value of goods beyond the coverage of a standard renters insurance policy including movable property such as jewelry or sports equipment.
Future Purchase Option - Life and health insurance provisions that guarantee the insured the right to buy additional coverage without proving insurability. Also known as "guaranteed insurability option."
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