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Commercial Insurance


Commercial Auto
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you. Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. Payne Insurance Services can help you decide whether or not you need commercial auto insurance.

If you currently have auto insurance and have received notification from the Department of Motor Vehicles regarding a lapse please click the following link - www.ncdot.org/dmv.

Please contact us for a quote today.

 

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