In Historic
Downtown Sanford
134 North Steele Street
Sanford, NC 27330
Phone: 919-718-0416
Fax: 919-718-0683
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Commercial Insurance
> Workers Compensation | > Professional Liability | > Agriculture Insurance
> Commercial Umbrella | > Employee Benefit Packages | > Bonds
General Liability
In today's litigious society, even small mishaps can result in large lawsuits. That's why general liability insurance, alone with property and worker's compensation insurance, are essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn't do) to cause an injury or property damage.
General liability insurance can be purchased separately or as part of a business-owner's policy (BOP). A BOP bundles property and liability insurance into one policy; however, the liability coverage limits are generally pretty low. Businesses that need more coverage usually purchase liability insurance as a separate policy.
Under a general liability insurance policy, the insurer is obligated to pay the legal costs of a business in a covered liability claim or lawsuit. Covered liability claims include bodily injury, property damage, personal injury, and advertising injury (damage from slander or false advertising). The insurance company also covers compensatory and general damages. Punitive damages aren't covered under general liability insurance policies because they're considered to be punishment for intentional acts.
Please contact us for a quote today.
