Our Location
In Historic
Downtown Sanford
134 North Steele Street
Sanford, NC 27330
Phone: 919-718-0416
Fax: 919-718-0683
> View Map
- Home Owners Insurance
- Automobile Insurance
- Life Insurance
- Health Insurance
- Watercraft Insurance
- Motorcycle Insurance
- Recreational Vehicle
- Personal Umbrella
- Bonds
- General Liability Insurance
- Commercial Property
- Commercial Automobile
- Workers Compensation
- Professional Liability
- Agriculture Insurance
- Commercial Umbrella
- Employee Benefit Packages
- Bonds
- Trucking Insurance
Services & Offerings
Personal Insurance
Personal Insurance
> Homeowners Insurance | > Automobile Insurance | > Life Insurance
> Health Insurance | > Watercraft Insurance | > Motorcycle Insurance
> Recreational Vehicle Insurance | > Personal Umbrella Insurance | > Bonds
> Health Insurance | > Watercraft Insurance | > Motorcycle Insurance
> Recreational Vehicle Insurance | > Personal Umbrella Insurance | > Bonds
Note: If you currently have auto insurance and have received notification from the Department of Motor Vehicles regarding a lapse, please click here.
Automobile Insurance
Coverage available under a personal auto policy:
- Bodily Injury and Property Damage Liability: Required by law when you have a vehicle registered in North Carolina, pays for bodily injury and property damage to the claimant that you are liable for in an accident.
- Uninsured Motorist Coverage: Pays for bodily injury and property damage sustained when you get in a not at fault accident with an uninsured driver.
- Underinsured Motorist Coverage: Pays for bodily injury and property damage sustained when you get in a not at fault accident with a driver that does not have enough insurance.
- Comprehensive: Physical damage coverage for your vehicle for damages caused by falling objects, theft, vandalism, glass, animal collision.
- Collision: Physical damage coverage for your vehicle for damages caused by colliding with another object or caused by an upset on the roadway.
- Towing & Labor: Will pay up to a $25.00 (higher limits are available) for towing and labor costs (no parts) when a covered auto of the personal or business type is covered. Labor costs must be incurred at the place of disablement.
- Extended Transportation Expenses: Pays benefits when a covered auto is out of service for more than 24 hours because of physical damage (not theft). Limits are $15 per day up to $450 maximum (higher limits are available).
For Quotes
Please call our office for a free quote on your autos. Here are some tips that help us give you an accurate quote.
- Have a copy of your current policy available. It is important to use this as a guide to quote the same coverage and deductibles.
- Dates of birth and drivers license numbers are needed to help us get you an accurate quote.
- VIN numbers on vehicles. This is not necessary, but does help us in getting an accurate quote.
© Copyright - Payne Insurance Services, Sanford NC - All Right Reserved . Phone: 919-718-0416 • Fax: 919-718-0683 • email: info@payneinsuranceservices.com